Free · official rates · checked 25 September 2026
Back to Work Enterprise Allowance calculator
Starting a business from a social welfare payment? See what you’d keep over two years on BTWEA, or nine months on STEA, plus the Enterprise Support Grant. Then build a plan to make it work.
Year 1 · 100%
€0
a week
Year 2 · 75%
€0
a week
Total over 2 years
€0
Enterprise Support Grant
€0
up to €2,500; you pay 20%
Know your numbers. Then build on them.
- Your living and startup budgets, built from these figures
- A month-by-month plan for your start-up support
- The tools to build it, free options first
Free forever · No card · No hidden charges
How BTWEA works
If you’ve been on a qualifying payment for at least 9 months, you can start an approved new business and keep 100% of your payment in year one and 75% in year two. An Intreo adviser and a Local Development Company approve it in writing before you start trading.
Make every month of your support count
Budgets built from your numbers, a clear plan, and the tools to build it. Free.
BTWEA or STEA?
If you get Jobseeker’s Benefit or Jobseeker’s Pay-Related Benefit, the Short-Term Enterprise Allowance keeps your weekly rate for up to 9 months. Everyone approved can also apply for the Enterprise Support Grant towards start-up costs.
Questions
How much do you keep on the Back to Work Enterprise Allowance?+
100% of your social welfare payment in year one and 75% in year two, including increases for a qualified adult and children. It is not taxable.
Who can get BTWEA?+
People who have been on a qualifying payment such as Jobseeker’s Allowance, One-Parent Family Payment or Disability Allowance for at least 9 months, starting a new business approved in writing before they trade.
I’m on Jobseeker’s Benefit. What can I get?+
The Short-Term Enterprise Allowance: your same weekly rate for up to 9 months while you start an approved business. There is no minimum time on the payment.
What is the Enterprise Support Grant?+
Up to €2,500 on BTWEA (€1,000 on a 9-month STEA) towards costs like equipment, insurance and marketing. You pay at least 20% of each cost yourself.
Sources, checked 25 September 2026
Your start-up support is a head start. Use it well.
Plan your money, pick what you’ll build, and get the tools to build it. Free, and nobody sees your plan but you.
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Cite this page
"Back to Work Enterprise Allowance calculator (2026)", Pontia, https://pontia.xyz/ie/back-to-work-enterprise-allowance-calculator/ (updated 25 September 2026)
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