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🇬🇧 UK start-up support on Universal Credit: figures 2026

Starting a business on Universal Credit: the official figures, 2026

15 official figures for starting a business on Universal Credit in the UK, each quoted word for word from the government or programme page that states it, read on 26 September 2026.

UK start-up support on Universal Credit: figures 2026
SourceFigureRead
Universal Credit while you look for work: Universal Credit: standard allowance£424.90 a month standard allowance (single, 25 or over)
Universal Credit while you look for work: Universal Credit: work search hours35 hours a week looking or preparing for work
Universal Credit while you look for work: Universal Credit: earnings taperPayment goes down 55p for every £1 earned
Universal Credit start-up periodStart-up period of up to 12 months
Universal Credit start-up period: repeatAnother start-up period only after 5+ years, for a different business
Universal Credit start-up period: Minimum income floor: expected hoursMinimum income floor based on 35 hours a week
The King’s Trust Enterprise programme: The King’s Trust: Start Up GrantStart Up Grant up to £5,000 (not repaid)
The King’s Trust Enterprise programme: The King’s Trust: total fundingUp to £30,000 start-up funding (grant and loan)
The King’s Trust Enterprise programme: The King’s Trust: Test My Business IdeaUp to £500 to test your idea
Young Person’s Start Up Grant (Wales)Up to £2,000, under 25
Access to Work: turnover£6,500 minimum annual turnover if self-employed
Access to Work: start windowWorking, or starting within 12 weeks
Start Up Loans: amount£500 to £25,000
Start Up Loans: rate7.5% fixed interest
Start Up Loans: termRepay over 1 to 5 years

Read, but no figure published (2)

These sources were checked and do not state the figure. Who publishes is itself a finding.

The sentences as published
  • Universal Credit while you look for work: Universal Credit: standard allowance: If you’re single and 25 or over £424.90 (26 September 2026, sha f1f843db68dab623)
  • Universal Credit while you look for work: Universal Credit: work search hours: You will be expected to look or prepare for work for 35 hours a week, depending on your circumstances. (26 September 2026, sha 654dd4342a72d61d)
  • Universal Credit while you look for work: Universal Credit: earnings taper: For every £1 you earn from working, your Universal Credit payment goes down by 55p. (26 September 2026, sha 8ddd2a28e2cc5e30)
  • Universal Credit start-up period: A start-up period is up to 12 months when you can focus on growing your business. (26 September 2026, sha 36979b44a10ce191)
  • Universal Credit start-up period: repeat: You’re only entitled to one start up period, unless it has been more than 5 years since your previous one, and you’ve started a completely different type of self-employment. (26 September 2026, sha 106d6dad14f1fa27)
  • Universal Credit start-up period: Minimum income floor: expected hours: The “expected number of hours per week” in relation to a claimant for the purposes of determining their individual threshold in regulation 90 or for the purposes of regulation 95 or 97 is 35 unless some lesser number of hours applies under paragraph (2). (26 September 2026, sha 0cadac0ba961a751)
  • The King’s Trust Enterprise programme: The King’s Trust: Start Up Grant: You can apply for a first or second Start Up Grant up to the total of £5,000. (26 September 2026, sha fa24482ed056c33d)
  • The King’s Trust Enterprise programme: The King’s Trust: total funding: If you need help to cover your start up costs, you can apply for Start Up grant and loan funding totalling up to £30,000. (26 September 2026, sha 4acf4761b1bea1aa)
  • The King’s Trust Enterprise programme: The King’s Trust: Test My Business Idea: You can apply for a Test My Business Idea grant of up to £500. (26 September 2026, sha fa24482ed056c33d)
  • Young Person’s Start Up Grant (Wales): A grant of up to £2,000 is available to help young people under the age of 25, living or returning to Wales to become self-employed. (26 September 2026, sha 01493733e06dff51)
  • Access to Work: turnover: If you’re self-employed, you must have an annual turnover of at least £6,500. (26 September 2026, sha 25f7144c0edf5a65)
  • Access to Work: start window: be in paid work (or be about to start or return to paid work in the next 12 weeks) (26 September 2026, sha 25f7144c0edf5a65)
  • Start Up Loans: amount: Apply for a government-backed Start Up Loan of £500 to £25,000 to start or grow your business. (26 September 2026, sha dc42b91c2ab1b51a)
  • Start Up Loans: rate: Start Up Loans are government-backed and charge a fixed interest rate of 7.5% per year. (26 September 2026, sha dc42b91c2ab1b51a)
  • Start Up Loans: term: You can repay the loan over a period of 1 to 5 years. (26 September 2026, sha dc42b91c2ab1b51a)
Methodology

Every row is a sentence quoted word for word from the named official page, read on the date shown and pinned to a hash of the page text we read. 15 of the 17 sources we could read state the figure; 2 do not and are listed as not published, never filled in. Each row is one figure from one scheme, taken only from the primary official page that states it (government, benefit agency, programme operator or legislation), and checked against what our own guides say.

Cite this data

Cite as: "UK start-up support on Universal Credit: figures 2026", Pontia, https://pontia.xyz/datasets/gb-startup-support/ (Read 26 September 2026)

Embed

<figure style="margin:0;padding:16px;border:1px solid #d0d4da;border-radius:12px;background:#ffffff;color:#0b0c0e;font:14px/1.5 system-ui,sans-serif"><p style="margin:0 0 6px;font-weight:600;background:#ffffff">UK start-up support on Universal Credit: figures 2026</p><p style="margin:0;background:#ffffff">15 official figures for starting a business on Universal Credit in the UK, each quoted word for word from the government or programme page that states it, read on 26 September 2026.</p><figcaption style="margin-top:8px;font-size:12px;background:#ffffff">Source: <a href="https://pontia.xyz/datasets/gb-startup-support/" style="color:#0b0c0e">Pontia</a></figcaption></figure>
Cite this page

"UK start-up support on Universal Credit: figures 2026", Pontia, https://pontia.xyz/datasets/gb-startup-support/ (updated 25 September 2026)