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Free · official rates · checked 26 September 2026

Starting a business on JobSeeker in Victoria

JobSeeker and Self-Employment Assistance work the same in Victoria as anywhere in Australia. What Victoria adds is free business advice. See what you’d keep each fortnight.

Your situation
$

Takings minus the costs Centrelink allows. It’s your estimate on the Profit and Loss Statement (SU580).

$

Gross, before tax. You report these every fortnight; business profit you report separately.

JobSeeker you’d keep

$0

a fortnight

Payment plus your income

$0

a fortnight, before tax

Business profit counted

$0

a fortnight (annual ÷ 26)

Small Business Coaching allowance

$0

a fortnight for up to 39 weeks, not cut by profit

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Free business advice in Victoria

Business Victoria free business advice session: 45 minutes of free advice in one session.

“One free 45-minute general business advice session and business action plan per business.”

Who can use it: All Victorian small business owners and those wishing to start a business. No ABN is required to access this service.

  • Free 45-minute session with a business adviser, online or face to face on the Small Business Bus
  • Free online course, Starting Your Small Business (4 to 6 hours), ending with an action plan
  • Business Victoria: 13 22 15

Business Victoria free business advice session

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Start-up money from Victoria

No state start-up grant or loan was found on the official pages we read.

Help that works in every state

  • JobSeeker Payment (or Youth Allowance at 16 to 21) while you plan and start: report wages every fortnight and business profit on a Profit and Loss Statement.
  • Self-Employment Assistance: free workshops, business plan development and accredited small business training, which count towards your points.
  • Small Business Coaching: 12 months of mentoring with no mutual obligations, and the Self-Employment Allowance for up to 39 weeks.
  • Many Rivers: free business coaching and loans at 7% a year, fixed.
  • The small business income tax offset: up to $1,000 a year off the tax on your business profit.

Your points target and job searches go through Workforce Australia; Pontia keeps your job-search record so your plan and your search run side by side.

Questions

Can I get JobSeeker while starting a business in Victoria?+

Yes. JobSeeker Payment is federal, so the rules are the same in Victoria as anywhere in Australia: your net business profit is set as an annual amount and spread across each fortnight, the first $150 a fortnight is free, and your Job Plan continues unless the business passes the sufficient work test.

What free business advice does Victoria offer?+

Business Victoria free business advice session: 45 minutes of free advice in one session. One free 45-minute general business advice session and business action plan per business.

Is there a start-up grant in Victoria?+

No state start-up grant or loan was found on the official pages we read. Federal help works here: Self-Employment Assistance, Small Business Coaching with the Self-Employment Allowance for up to 39 weeks, and Many Rivers coaching and loans.

What is Small Business Coaching?+

Part of Self-Employment Assistance: 12 months of mentoring to launch your business, with no mutual obligation requirements. If you were on income support, the Self-Employment Allowance ($824.90 a fortnight from 20 September 2026) replaces it for up to 39 weeks and isn’t reduced by what the business earns.

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Cite this page

"Starting a business on JobSeeker in Victoria", Pontia, https://pontia.xyz/au/victoria/ (updated 25 September 2026)