Free · official rates · checked 26 September 2026
Starting a business on JobSeeker in Victoria
JobSeeker and Self-Employment Assistance work the same in Victoria as anywhere in Australia. What Victoria adds is free business advice. See what you’d keep each fortnight.
JobSeeker you’d keep
$0
a fortnight
Payment plus your income
$0
a fortnight, before tax
Business profit counted
$0
a fortnight (annual ÷ 26)
Small Business Coaching allowance
$0
a fortnight for up to 39 weeks, not cut by profit
Know your numbers. Then build on them.
- Your living and startup budgets, built from these figures
- A month-by-month plan for your start-up support
- The tools to build it, free options first
Free forever · No card · No hidden charges
Free business advice in Victoria
Business Victoria free business advice session: 45 minutes of free advice in one session.
“One free 45-minute general business advice session and business action plan per business.”
Who can use it: All Victorian small business owners and those wishing to start a business. No ABN is required to access this service.
- Free 45-minute session with a business adviser, online or face to face on the Small Business Bus
- Free online course, Starting Your Small Business (4 to 6 hours), ending with an action plan
- Business Victoria: 13 22 15
Make every month of your support count
Budgets built from your numbers, a clear plan, and the tools to build it. Free.
Start-up money from Victoria
No state start-up grant or loan was found on the official pages we read.
Help that works in every state
- JobSeeker Payment (or Youth Allowance at 16 to 21) while you plan and start: report wages every fortnight and business profit on a Profit and Loss Statement.
- Self-Employment Assistance: free workshops, business plan development and accredited small business training, which count towards your points.
- Small Business Coaching: 12 months of mentoring with no mutual obligations, and the Self-Employment Allowance for up to 39 weeks.
- Many Rivers: free business coaching and loans at 7% a year, fixed.
- The small business income tax offset: up to $1,000 a year off the tax on your business profit.
Your points target and job searches go through Workforce Australia; Pontia keeps your job-search record so your plan and your search run side by side.
Questions
Can I get JobSeeker while starting a business in Victoria?+
Yes. JobSeeker Payment is federal, so the rules are the same in Victoria as anywhere in Australia: your net business profit is set as an annual amount and spread across each fortnight, the first $150 a fortnight is free, and your Job Plan continues unless the business passes the sufficient work test.
What free business advice does Victoria offer?+
Business Victoria free business advice session: 45 minutes of free advice in one session. One free 45-minute general business advice session and business action plan per business.
Is there a start-up grant in Victoria?+
No state start-up grant or loan was found on the official pages we read. Federal help works here: Self-Employment Assistance, Small Business Coaching with the Self-Employment Allowance for up to 39 weeks, and Many Rivers coaching and loans.
What is Small Business Coaching?+
Part of Self-Employment Assistance: 12 months of mentoring to launch your business, with no mutual obligation requirements. If you were on income support, the Self-Employment Allowance ($824.90 a fortnight from 20 September 2026) replaces it for up to 39 weeks and isn’t reduced by what the business earns.
Your start-up support is a head start. Use it well.
Plan your money, pick what you’ll build, and get the tools to build it. Free, and nobody sees your plan but you.
Sign up freeFree forever · No card · No hidden charges
Cite this page
"Starting a business on JobSeeker in Victoria", Pontia, https://pontia.xyz/au/victoria/ (updated 25 September 2026)
Related guides and tools
- Start your business and keep your payment
- Mutual obligation points, without the admin
- JobSeeker self-employed calculator
- Young and not working yet? Your idea could be your first job.
- Australian State Small Business Support Index 2026
- Months of benefit while starting up: Australia vs 8 countries
- Australia start-up support for job seekers: figures 2026
- JobSeeker Payment while you build your business vs Youth Allowance while you build your business
- JobSeeker Payment while you build your business vs Small Business Coaching and Self-Employment Allowance