Title: Starting a business on JobSeeker in Victoria

> JobSeeker in Victoria while you start a business: what you keep each fortnight, free state business advice (45 minutes) and the federal help.

Source: https://pontia.xyz/au/victoria/
Checked: 25 September 2026

Free · official rates · checked 26 September 2026

# Starting a business on JobSeeker in Victoria

JobSeeker and Self-Employment Assistance work the same in Victoria as anywhere in Australia. What Victoria adds is free business advice. See what you’d keep each fortnight.

## Free business advice in Victoria

Business Victoria free business advice session: 45 minutes of free advice in one session.

> “One free 45-minute general business advice session and business action plan per business.”

Who can use it: All Victorian small business owners and those wishing to start a business. No ABN is required to access this service.

-   Free 45-minute session with a business adviser, online or face to face on the Small Business Bus
-   Free online course, Starting Your Small Business (4 to 6 hours), ending with an action plan
-   Business Victoria: 13 22 15

[Business Victoria free business advice session](https://business.vic.gov.au/grants-and-programs/business-mentoring)

Make every month of your support count

Budgets built from your numbers, a clear plan, and the tools to build it. Free.

[Start my plan](https://pontia.xyz/au/start?state=VIC&scheme=au-jobseeker&status=have&from=au-state-mid)

## Start-up money from Victoria

No state start-up grant or loan was found on the official pages we read.

## Help that works in every state

-   [JobSeeker Payment](https://pontia.xyz/au/guide/jobseeker/) (or [Youth Allowance](https://pontia.xyz/au/guide/ya/) at 16 to 21) while you plan and start: report wages every fortnight and business profit on a Profit and Loss Statement.
-   [Self-Employment Assistance](https://pontia.xyz/au/guide/sea/): free workshops, business plan development and accredited small business training, which count towards your points.
-   [Small Business Coaching](https://pontia.xyz/au/guide/sbc/): 12 months of mentoring with no mutual obligations, and the Self-Employment Allowance for up to 39 weeks.
-   Many Rivers: free business coaching and loans at 7% a year, fixed.
-   The small business income tax offset: up to $1,000 a year off the tax on your business profit.

Your points target and job searches go through [Workforce Australia](https://pontia.xyz/au/mutual-obligation-points/); Pontia keeps your job-search record so your plan and your search run side by side.

## Questions

Can I get JobSeeker while starting a business in Victoria?+

Yes. JobSeeker Payment is federal, so the rules are the same in Victoria as anywhere in Australia: your net business profit is set as an annual amount and spread across each fortnight, the first $150 a fortnight is free, and your Job Plan continues unless the business passes the sufficient work test.

What free business advice does Victoria offer?+

Business Victoria free business advice session: 45 minutes of free advice in one session. One free 45-minute general business advice session and business action plan per business.

Is there a start-up grant in Victoria?+

No state start-up grant or loan was found on the official pages we read. Federal help works here: Self-Employment Assistance, Small Business Coaching with the Self-Employment Allowance for up to 39 weeks, and Many Rivers coaching and loans.

What is Small Business Coaching?+

Part of Self-Employment Assistance: 12 months of mentoring to launch your business, with no mutual obligation requirements. If you were on income support, the Self-Employment Allowance ($824.90 a fortnight from 20 September 2026) replaces it for up to 39 weeks and isn’t reduced by what the business earns.

Sources, checked 26 September 2026

-   [Victoria: Business Victoria free business advice session](https://business.vic.gov.au/grants-and-programs/business-mentoring)
-   [Victoria: Business Victoria adviser sessions and courses](https://learn.business.vic.gov.au/)
-   [Services Australia: how much JobSeeker Payment you can get](https://www.servicesaustralia.gov.au/how-much-jobseeker-payment-you-can-get)
-   [DEWR: Self-Employment Assistance](https://www.dewr.gov.au/self-employment-assistance)

Estimate and guidance only.

Estimate and guidance only. Confirm with your benefit office, the official website or an adviser. Rules change, and your situation changes the outcome. Not a government service. Not financial, tax or legal advice.

## Your start-up support is a head start. Use it well.

Plan your money, pick what you’ll build, and get the tools to build it. Free, and nobody sees your plan but you.

[Sign up free](https://pontia.xyz/au/start?state=VIC&scheme=au-jobseeker&status=have&from=au-state-end)

Free forever · No card · No hidden charges

Cite this page

"Starting a business on JobSeeker in Victoria", Pontia, https://pontia.xyz/au/victoria/ (updated 25 September 2026)

## Related guides and tools

-   [Start your business and keep your payment](https://pontia.xyz/au/)
-   [Mutual obligation points, without the admin](https://pontia.xyz/au/mutual-obligation-points/)
-   [JobSeeker self-employed calculator](https://pontia.xyz/au/jobseeker-self-employed-calculator/)
-   [Young and not working yet? Your idea could be your first job.](https://pontia.xyz/au/young-people/)
-   [Australian State Small Business Support Index 2026](https://pontia.xyz/au/datasets/au-state-support-index/)
-   [Months of benefit while starting up: Australia vs 8 countries](https://pontia.xyz/au/datasets/au-support-months/)
-   [Australia start-up support for job seekers: figures 2026](https://pontia.xyz/au/datasets/au-startup-support/)
-   [JobSeeker Payment while you build your business vs Youth Allowance while you build your business](https://pontia.xyz/au/compare/jobseeker-vs-ya/)
-   [JobSeeker Payment while you build your business vs Small Business Coaching and Self-Employment Allowance](https://pontia.xyz/au/compare/jobseeker-vs-sbc/)

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Cite as: "Starting a business on JobSeeker in Victoria", Pontia, https://pontia.xyz/au/victoria/ (updated 25 September 2026)

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