{
 "calculators": [
  {
   "id": "uk-universal-credit-self-employed",
   "country": "gb",
   "title": "Universal Credit when self-employed (UK)",
   "description": "Monthly Universal Credit during the 12-month start-up period (on actual earnings) and afterwards (with the minimum income floor), at a given monthly profit. 2026 to 2027 rates.",
   "currency": "GBP",
   "input": {
    "type": "object",
    "properties": {
     "maxUc": {
      "type": "integer",
      "minimum": 0,
      "description": "Full monthly Universal Credit before earnings are taken off, from the UC statement. In minor units (pence or cents)."
     },
     "profit": {
      "type": "integer",
      "minimum": 0,
      "description": "Expected monthly profit from the business. In minor units (pence or cents)."
     },
     "workAllowance": {
      "type": "string",
      "enum": [
       "none",
       "withHousing",
       "withoutHousing"
      ],
      "description": "Work allowance: only if responsible for a child or with limited capability for work."
     },
     "age": {
      "type": "string",
      "enum": [
       "21+",
       "18-20",
       "under18"
      ],
      "description": "Age band for the minimum wage used by the floor."
     },
     "mifApplies": {
      "type": "boolean",
      "description": "False if the minimum income floor does not apply (e.g. limited capability for work)."
     },
     "hours": {
      "type": "number",
      "minimum": 1,
      "maximum": 35,
      "description": "Expected weekly hours for the floor, usually 35."
     }
    },
    "required": [
     "maxUc",
     "profit",
     "workAllowance",
     "age",
     "mifApplies",
     "hours"
    ],
    "additionalProperties": false
   },
   "url": "https://pontia.xyz/api/v1/calculators/uk-universal-credit-self-employed",
   "page": "https://pontia.xyz/universal-credit-self-employed-calculator/"
  },
  {
   "id": "ie-enterprise-allowance",
   "country": "ie",
   "title": "Back to Work Enterprise Allowance or STEA (Ireland)",
   "description": "What BTWEA (100% of your weekly payment in year 1, 75% in year 2) or STEA (up to 9 months) pays in total, plus the Enterprise Support Grant for given start-up costs.",
   "currency": "EUR",
   "input": {
    "type": "object",
    "properties": {
     "weekly": {
      "type": "integer",
      "minimum": 0,
      "description": "Your weekly jobseeker payment. In minor units (pence or cents)."
     },
     "scheme": {
      "type": "string",
      "enum": [
       "btwea",
       "stea"
      ],
      "description": "Which allowance."
     },
     "costs": {
      "type": "integer",
      "minimum": 0,
      "description": "Start-up costs you would claim the Enterprise Support Grant for. In minor units (pence or cents)."
     }
    },
    "required": [
     "weekly",
     "scheme",
     "costs"
    ],
    "additionalProperties": false
   },
   "url": "https://pontia.xyz/api/v1/calculators/ie-enterprise-allowance",
   "page": "https://pontia.xyz/ie/back-to-work-enterprise-allowance-calculator/"
  },
  {
   "id": "au-jobseeker-self-employed",
   "country": "au",
   "title": "JobSeeker Payment while self-employed (Australia)",
   "description": "JobSeeker you keep each fortnight at a given annual business profit (divided into 26 fortnights) and fortnightly wages: $150 free, then 50c per $1 to $256 and 60c above (principal carers 40c), rates from 20 September 2026 including the Energy Supplement; plus the Small Business Coaching Self-Employment Allowance, not reduced by business income.",
   "currency": "AUD",
   "input": {
    "type": "object",
    "properties": {
     "household": {
      "type": "string",
      "enum": [
       "single",
       "singleChild",
       "partnered",
       "principalCarer"
      ],
      "description": "Your situation."
     },
     "annualProfit": {
      "type": "integer",
      "minimum": 0,
      "description": "Expected net business profit for the year. In minor units (pence or cents)."
     },
     "wagesFortnight": {
      "type": "integer",
      "minimum": 0,
      "description": "Gross wages from a job per fortnight. In minor units (pence or cents)."
     }
    },
    "required": [
     "household",
     "annualProfit",
     "wagesFortnight"
    ],
    "additionalProperties": false
   },
   "url": "https://pontia.xyz/api/v1/calculators/au-jobseeker-self-employed",
   "page": "https://pontia.xyz/au/jobseeker-self-employed-calculator/"
  },
  {
   "id": "de-gruendungszuschuss",
   "country": "de",
   "title": "Gründungszuschuss (Germany)",
   "description": "Phase 1 (ALG plus €300 a month for 6 months) and phase 2 (€300 a month for 9 months), and whether 150 days of ALG remain.",
   "currency": "EUR",
   "input": {
    "type": "object",
    "properties": {
     "alg": {
      "type": "integer",
      "minimum": 0,
      "description": "Your monthly Arbeitslosengeld. In minor units (pence or cents)."
     },
     "restDays": {
      "type": "number",
      "minimum": 0,
      "maximum": 720,
      "description": "Days of ALG left when you start."
     }
    },
    "required": [
     "alg",
     "restDays"
    ],
    "additionalProperties": false
   },
   "url": "https://pontia.xyz/api/v1/calculators/de-gruendungszuschuss",
   "page": "https://pontia.xyz/de/gruendungszuschuss-rechner/"
  },
  {
   "id": "fr-arce-vs-are",
   "country": "fr",
   "title": "ARCE or keeping ARE (France)",
   "description": "ARCE (60% of remaining ARE rights as capital, in two halves) against keeping monthly ARE while creating (ARE minus 70% of declared pay, capped at 60% of remaining rights for contracts ended from 1 April 2025).",
   "currency": "EUR",
   "input": {
    "type": "object",
    "properties": {
     "daily": {
      "type": "integer",
      "minimum": 0,
      "description": "Your daily ARE. In minor units (pence or cents)."
     },
     "days": {
      "type": "number",
      "minimum": 0,
      "maximum": 1095,
      "description": "Days of ARE rights left."
     },
     "pay": {
      "type": "integer",
      "minimum": 0,
      "description": "Monthly pay you expect to declare from the business. In minor units (pence or cents)."
     },
     "cap": {
      "type": "boolean",
      "description": "True if your contract ended on or after 1 April 2025 (60% cap applies)."
     }
    },
    "required": [
     "daily",
     "days",
     "pay",
     "cap"
    ],
    "additionalProperties": false
   },
   "url": "https://pontia.xyz/api/v1/calculators/fr-arce-vs-are",
   "page": "https://pontia.xyz/fr/simulateur-arce/"
  },
  {
   "id": "es-capitalizar-paro",
   "country": "es",
   "title": "Capitalizar o compatibilizar el paro (Spain)",
   "description": "Pago único (up to 100% of the remaining benefit) against compatibilizar (keeping the monthly benefit for up to 270 days), and a year of the reduced autónomo contribution you enter.",
   "currency": "EUR",
   "input": {
    "type": "object",
    "properties": {
     "monthly": {
      "type": "integer",
      "minimum": 0,
      "description": "Your monthly paro. In minor units (pence or cents)."
     },
     "monthsLeft": {
      "type": "number",
      "minimum": 0,
      "maximum": 24,
      "description": "Months of paro left."
     },
     "cuota": {
      "type": "integer",
      "minimum": 0,
      "description": "Monthly autónomo contribution to plan with (the tarifa plana was €80 in 2023–2025). In minor units (pence or cents)."
     }
    },
    "required": [
     "monthly",
     "monthsLeft",
     "cuota"
    ],
    "additionalProperties": false
   },
   "url": "https://pontia.xyz/api/v1/calculators/es-capitalizar-paro",
   "page": "https://pontia.xyz/es/calculadora-capitalizar-paro/"
  },
  {
   "id": "it-naspi-anticipata",
   "country": "it",
   "title": "NASpI anticipata (Italy)",
   "description": "Your remaining NASpI as a lump sum: 70% on approval and 30% at the end of the theoretical NASpI period, at most 6 months after applying. Gross, before IRPEF.",
   "currency": "EUR",
   "input": {
    "type": "object",
    "properties": {
     "monthly": {
      "type": "integer",
      "minimum": 0,
      "description": "Your monthly NASpI. In minor units (pence or cents)."
     },
     "monthsLeft": {
      "type": "number",
      "minimum": 0,
      "maximum": 24,
      "description": "Months of NASpI left."
     }
    },
    "required": [
     "monthly",
     "monthsLeft"
    ],
    "additionalProperties": false
   },
   "url": "https://pontia.xyz/api/v1/calculators/it-naspi-anticipata",
   "page": "https://pontia.xyz/it/calcolo-naspi-anticipata/"
  },
  {
   "id": "nl-startersregeling-ww",
   "country": "nl",
   "title": "Startersregeling WW and Bbz loan (Netherlands)",
   "description": "The 6-month WW start period (29% less WW, business income not deducted) and the monthly repayment of a Bbz starter loan (up to €48,060 at 8%, up to 10 years).",
   "currency": "EUR",
   "input": {
    "type": "object",
    "properties": {
     "ww": {
      "type": "integer",
      "minimum": 0,
      "description": "Your monthly WW. In minor units (pence or cents)."
     },
     "monthsLeft": {
      "type": "number",
      "minimum": 0,
      "maximum": 24,
      "description": "Months of WW left."
     },
     "loan": {
      "type": "integer",
      "minimum": 0,
      "description": "Bbz loan amount. In minor units (pence or cents)."
     },
     "years": {
      "type": "number",
      "minimum": 1,
      "maximum": 10,
      "description": "Loan term in years."
     }
    },
    "required": [
     "ww",
     "monthsLeft",
     "loan",
     "years"
    ],
    "additionalProperties": false
   },
   "url": "https://pontia.xyz/api/v1/calculators/nl-startersregeling-ww",
   "page": "https://pontia.xyz/nl/starten-vanuit-ww-berekenen/"
  },
  {
   "id": "us-self-employment-assistance",
   "country": "us",
   "title": "Self-Employment Assistance (US states)",
   "description": "What Self-Employment Assistance pays while you build a business in the states that run it, from your own weekly unemployment benefit and the weeks you have left.",
   "currency": "USD",
   "input": {
    "type": "object",
    "properties": {
     "state": {
      "type": "string",
      "enum": [
       "NY",
       "OR",
       "MS",
       "NH",
       "WA"
      ],
      "description": "State code of a state that runs SEA."
     },
     "weekly": {
      "type": "integer",
      "minimum": 0,
      "description": "Your weekly unemployment benefit, from your monetary determination. In minor units (pence or cents)."
     },
     "weeksLeft": {
      "type": "number",
      "minimum": 0,
      "maximum": 26,
      "description": "Weeks of benefit left."
     }
    },
    "required": [
     "state",
     "weekly",
     "weeksLeft"
    ],
    "additionalProperties": false
   },
   "url": "https://pontia.xyz/api/v1/calculators/us-self-employment-assistance",
   "page": "https://pontia.xyz/us/self-employment-assistance-calculator/"
  }
 ],
 "openapi": "https://pontia.xyz/openapi.json",
 "mcp": "https://pontia.xyz/mcp",
 "disclaimer": "Illustrative working on the published rules, not an entitlement or advice. Confirm with the benefit office. Money in minor units (pence or cents)."
}